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Important Notice: By accessing and using Trust Metro Finance's website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

1. Definitions

Throughout these Terms and Conditions, the following definitions apply:

  • "We," "our," "us," or "Trust Metro Finance" refers to Trust Metro Finance and its affiliates.
  • "You," "your," or "user" refers to the individual or entity accessing or using our services.
  • "Services" refers to all financial products, online banking services, mobile applications, and other services provided by Trust Metro Finance.
  • "Website" refers to www.trustmetrofinance.com and all associated web pages.
  • "Account" refers to any bank account, credit account, or other financial service relationship you maintain with us.

2. Account Usage and Security

By creating and maintaining an account with Trust Metro Finance, you agree to:

  • Provide accurate, current, and complete information during registration and throughout your use of our services
  • Maintain the security of your account credentials
  • Promptly notify us of any unauthorized access or security breaches
  • Not share your account credentials with third parties
  • Update your information as needed to ensure accuracy

3. Privacy and Data Protection

Your privacy is important to us. Our data collection and use practices are governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you agree to:

  • The collection and use of your information as described in our Privacy Policy
  • The use of cookies and similar technologies
  • Receive electronic communications from us regarding your account

4. Financial Services

Our financial services are subject to:

  • Applicable federal and state banking regulations
  • Credit approval and verification processes
  • Account eligibility requirements
  • Daily transaction limits
  • Fee schedules as disclosed in our account agreements

5. Online and Mobile Banking

When using our online and mobile banking services, you acknowledge:

  • Electronic transactions have the same legal effect as written documents
  • You are responsible for maintaining compatible devices and software
  • Service availability may be affected by maintenance or technical issues
  • Mobile carrier fees may apply

6. Liability and Disclaimers

Trust Metro Finance:

  • Provides services "as is" without warranties of any kind
  • Is not liable for service interruptions or technical issues
  • Limits liability to the extent permitted by law
  • Does not guarantee third-party services or content

7. Termination

We reserve the right to:

  • Suspend or terminate services for violations of these terms
  • Close accounts with notice as required by law
  • Modify or discontinue services with appropriate notice

8. Changes to Terms

Trust Metro Finance may modify these terms at any time. Changes will be effective upon posting to our website. Continued use of our services constitutes acceptance of modified terms.

9. Governing Law

These terms are governed by the laws of the United States and the state where your account is established, without regard to conflicts of law principles.

10. Contact Information

For questions about these Terms and Conditions, contact us:

  • Phone: 1-800-XXX-XXXX
  • Email: support@trustmetrofinance.com
  • Mail: Trust Metro Finance Legal Department
    123 Finance Street
    New York, NY 10001
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